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Terms & Conditions

Last updated: [ June 25, 2026 ]

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These terms and disclosures are a starting template and are not legal advice. Have them reviewed and customized by qualified legal counsel — including governing law, licensing/NMLS details, and state-specific disclosures — before publishing. Replace all bracketed placeholders.

1. Acceptance of Terms

These Terms & Conditions (“Terms”) govern your access to and use of windanseacapitalgroup.com (the “Site”), operated by WindanSea Capital Group (“WindanSea,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

2. About Our Services

WindanSea provides and arranges private and commercial real estate financing for real estate investors, including Fix & Flip, DSCR rental, Bridge, Ground-Up Construction, and Commercial loan programs. The Site provides general information and a means to request a quote or contact us. Nothing on the Site constitutes financial, legal, tax, or investment advice.

3. Business-Purpose Lending Disclosure

Our loans are business-purpose loans. WindanSea provides financing for non-owner-occupied investment and commercial real estate. We do not originate consumer mortgages or loans secured by a borrower’s primary residence. Loan programs, terms, and availability are intended for business and investment purposes only and may vary by property type, location, and borrower.

4. No Commitment to Lend; Illustrative Information

Rates, leverage, loan amounts, terms, calculator outputs, and program details shown on the Site are illustrative and for general information only. They do not constitute an offer, commitment, or guarantee to lend, and they may change at any time without notice. Any financing is subject to application, underwriting approval, property valuation, third-party reports, and final loan documents. Calculator results are estimates and should not be relied upon as actual loan terms.

5. Equal Opportunity Lending

WindanSea is an equal opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or any other basis prohibited by applicable law.

6. Use of the Site

You agree to use the Site only for lawful purposes and not to:

 

    • Submit false, misleading, or fraudulent information.
    • Interfere with or disrupt the Site or its security.
    • Attempt to gain unauthorized access to any systems or data.
    • Use the Site to violate any applicable law or third-party right.

7. Intellectual Property

The Site and its content — including text, graphics, logos, the WindanSea name and marks, and design — are owned by or licensed to WindanSea and are protected by intellectual property laws. You may not copy, reproduce, or use them without our prior written permission.

8. Third-Party Links & Services

The Site may contain links to or integrations with third-party websites and services (for example, scheduling, review, or analytics tools). We do not control and are not responsible for their content, practices, or availability. Your use of third-party services is governed by their own terms.

9. Disclaimers

The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure, or that any information is accurate, complete, or current.

10. Limitation of Liability

To the fullest extent permitted by law, WindanSea and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of (or inability to use) the Site, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless WindanSea and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Site or your violation of these Terms.

12. Governing Law

These Terms are governed by the laws of the State of [State], without regard to its conflict-of-laws principles. Any dispute arising under these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in USA California.

13. Licensing

WindanSea Capital Group conducts lending activities in accordance with applicable state and federal law. NMLS #[____]. Licensing information is available upon request. Loan products and availability may vary by state. [Insert state-specific licensing disclosures as required.]

14. Changes to These Terms

We may update these Terms from time to time. The “Last updated” date reflects the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Contact Us

Questions about this Privacy Policy or your information? Reach us at:
WindanSea Capital Group