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  • Fix & Flip Loans · Nationwide

Fix & Flip Loans That Close Fast

Purchase and renovation capital for investors. Up to 90% of purchase and 100% of rehab — funded in 7–10 days, with rehab released in fast draws.
  • Up to 90% LTC + 100% rehab
  • No tax returns on most files
  • Close in 7–10 days

Get Your Fix & Flip Quote

+ 100% Rehab
60 % LTC
Average Close
1 Days
Term Sheet
10 Hours
Nationwide
10 + States
  • What It Is

Built for Buy-Renovate-Sell Investors

A Fix & Flip loan is short-term, interest-only capital for investors purchasing a property, renovating it, and reselling for profit.

Underwriting is driven by the property’s After-Repair Value (ARV) — not your personal income — so experienced and growing flippers can fund multiple projects at once.

We lend on the deal, not your tax returns.

High Leverage

Up to 90% purchase and 100% rehab.

Fast Draws

Rehab funds released as work is completed.

No Tax Returns

Asset-based approval on most files.

New & Repeat Flippers

Built for first-time and experienced investors.

  • At a Glance

Fix & Flip Loan Terms

$75K – $3M+

Loan Amount

Up to 90%

Loan to Cost (LTC)

Up to 100%

Rehab Funding

Up to 70%

Loan to ARV

12–18 mo

Term

7–10 Days

Time to Close

  • How It Works

From Deal to Funded in Four Steps

01
Submit Your Deal
Send the property, price, rehab budget, and ARV.
02
Get a Term Sheet
Indicative terms within 24 hours, with straight answers.
03
Appraisal & Light Docs
We review the asset and set the draw schedule.
04
Close & Draw
Close in 7–10 days and access rehab funds.
  • Recently Funded

Fix & Flip Deals We've Closed

$385,000

San Diego, CA
  • Closed in 9 days

$272,000

Austin, TX
  • Closed in 16 days

$640,000

Phoenix, AZ
  • Closed in 6 days
  • FAQ

Fix & Flip Questions, Answered

How much do I need to put down?
With leverage up to 90% of purchase and 100% of rehab, your down payment is typically around 10% of the purchase price plus closing costs. Exact figures depend on the deal, ARV, and experience.
Rehab funds are held and released in draws as work is completed. You request a draw, we run a quick inspection, and funds are reimbursed fast — so your project keeps moving.
Yes. First-time investors are welcome. Experience can improve leverage and pricing, but a strong deal stands on its own — we’ll walk you through it.
Credit is reviewed, but these are asset-based loans, so the property and ARV drive the decision. Tell us your scenario and we’ll give you a straight answer.
Absolutely. Many investors flip then refinance into a long-term DSCR rental loan to hold the property — we can structure both with one lending partner.