- Nationwide Lending
Private Capital for Real Estate Investors
Fix & Flip, DSCR, Bridge, Ground-Up, and Commercial loans. Asset-based approvals, common-sense underwriting, and closings in as little as 7–10 days.
- Asset-based lending
- Lending in 40+ states
- No tax returns on most programs
- Loan Programs
Five Ways We Fund Your Next Deal
One lending partner across every stage of your investing — from the first flip to a stabilized commercial portfolio.
Fix & Flip
Purchase + rehab capital up to 90% LTC and 100% of rehab, released in fast draws.
DSCR Rental
Qualify on the property's cash flow — not your income. No W-2s or tax returns.
Bridge
Short-term capital to close fast, buy before you sell, and reposition.
Ground-Up
Finance land plus the vertical build, funded on a milestone draw schedule.
Commercial
Multifamily 5+, mixed-use, office, retail, and industrial — purchase or refi-
- Funding Calculator
See What You Could Borrow
Estimate your loan in seconds. No credit pull, no commitment.
Adjust the figures above to update your estimate instantly.
Estimates only. Actual loan amount, rate, and terms are subject to underwriting and property review. Illustrative ratios: lesser of 90% purchase + 100% rehab, or 70% of ARV.
- Recently Funded
Deals We've Closed
Real capital, deployed fast — across investment property nationwide.
$385,000
- Closed in 9 days
$272,000
- Closed in 16 days
$640,000
- Closed in 6 days
$1.2M
- Closed in 21 days
$3.4M
- Closed in 27 days
$298,000
- Closed in 8 days
Representative recent transactions. Replace with real anonymized closings + photos before launch.
- Why WindanSea
Built for Investors Who Move Fast
Term sheets in 24 hours and closings in as little as 7–10 days. We move at the pace of your deal.
We lend on the property and the numbers — not your tax returns or DTI. The deal drives the decision.
One lending partner across 40+ states, from California coast to the Southeast.
Talk to a decision-maker, not a call center. Real answers, fast.
- Book a Call
Talk to a Lender — 30 Minutes, No Obligation
Bring your deal. Leave with a clear path to funding. A few quick questions up front mean we’ll have your terms ready before we even hop on.
- What type of loan you're looking for
- The property address or state
- Loan amount and timeline to close
- Purchase price, ARV & rehab budget (if applicable)
Calendly Booking Embed
Your 30-minute call scheduler with pre-qualifying intake questions renders here.
- Google Reviews
What Investors Say
Have a Deal on the Table? Let's Fund It.
Get indicative terms in minutes — and a lender who closes.
- FAQ
Questions, Answered
What types of loans do you offer?
How fast can you close?
Term sheets within 24 hours and closings in as little as 7–10 days, depending on the program and property.
Do I need tax returns or good credit?
Most programs are asset-based — no tax returns or W-2s on Fix & Flip, DSCR, and Bridge. Credit is reviewed, but the deal drives the decision.
What states do you lend in?
We lend nationwide across 40+ states. Tell us where your property is and we’ll confirm coverage.
What's the minimum and maximum loan amount?
Generally $75K to $25M+ depending on the program. Commercial deals scale higher.